Solanyi (2)1. What Is It Sweat Equity?

Sweat Equity is your investment in Habitat’s work and mission; it is also an expression of your partnership with Lancaster Lebanon Habitat for Humanity. Your sweat equity is as important to the process of becoming a Habitat homeowner, as is your down payment.

2. What Kind of Work Might Sweat Equity Include?

Sweat equity hours can be earned for the following projects:

  • Construction work
  • Attending education programs and training sessions approved by Habitat
  • Assisting at the Habitat Restore
  • Participating in fundraising activities and public speaking
3. How much sweat equity must I put in to my home?

Homeowners are required to put in up to 400 hours of sweat equity. For our minor repair program—A Brush with Kindness—the number of hours is based upon the scope of the project.

4. How Long Does It Take to Complete a House?

Lancaster Lebanon Habitat for Humanity works on houses five days a week, with most construction taking place on Saturdays. As a result, the work on one house typically takes between nine months and one year to complete.

5. How Much Does a Habitat Home Cost?

Habitat houses are sold at fair market value. The actual dollar amount varies depending on the specific project. Homeowners pay a 1% down payment based on the cost of the house, and are sold with a 20 to 30-year affordable monthly mortgage. Payments to Habitat average between $700 and $1,000 per month (Mortgage loan amount + Real Estate taxes + Homeowner Insurance). As homeowners make their mortgage payments, the money is reinvested to build or rehabilitate houses for future Habitat families.